6 Club Net Banking Deposit Guide

NEFT, RTGS, and IMPS — When to Use Each

IMPS is the fastest option — it works 24 hours a day, 7 days a week, and usually credits within a few minutes. Use IMPS for deposits outside of business hours or whenever you need the funds in your wallet quickly. NEFT processes transfers in batches and may take up to two hours during working hours — avoid it for time-sensitive situations. RTGS is designed for large transfers, typically above Rs 2 lakh, and processes within 30 minutes during bank working hours.

Most routine 6 Club deposits fall within the IMPS limit. If your bank restricts IMPS to a lower amount, NEFT is the next option, but initiate the transfer well before your session so the funds arrive in time.

• IMPS: 24/7, clears in minutes, suitable for most deposit amounts.
• NEFT: batch processing, up to two hours, lower per-transaction fee.
• RTGS: for large amounts, 30 minutes during bank working hours.

Copying Beneficiary Details Without Errors

Net banking deposits require you to add 6 Club as a beneficiary in your bank's internet banking portal. You will need the account name, account number, IFSC code, and bank name. Copy these details exactly from the 6 Club deposit page — do not retype them manually. Even one incorrect character in the account number or IFSC code can cause the transfer to fail or reach the wrong account.

After adding a new beneficiary, most banks impose a security cooling period of 30 minutes or more before allowing transfers to that beneficiary. Start the beneficiary addition process before your session so you are not waiting when you want to deposit.

• Copy — do not type — the account number and IFSC from the deposit page.
• Add the beneficiary at least 30 minutes before you need to deposit.
• Confirm the account name displayed by your bank matches the 6 Club name exactly.

Initiating the Transfer Correctly

Log into your bank's internet banking portal, go to Fund Transfer, select the saved 6 Club beneficiary, choose the transfer type — IMPS, NEFT, or RTGS — and enter the exact deposit amount. Avoid adding decimal points, currency symbols, or extra spaces unless your bank's interface requires them, as some systems interpret unexpected characters differently.

Save the transaction reference number immediately after the transfer is confirmed. This number is the primary evidence you will need if the deposit does not appear in your 6 Club wallet within the expected clearing time.

Tracing a Delayed Deposit

If the deposit does not appear in your 6 Club wallet after the expected clearing time, do not initiate a second transfer. First open your bank app and check the transaction history to confirm the funds have actually left your account. A transfer that shows as pending in your bank may not have been processed yet.

Once you confirm the funds have left, contact 6 Club support with the reference number, the transfer amount, the method used — IMPS, NEFT, or RTGS — and the timestamp of the transfer. A duplicate transfer creates a more complex situation and may result in a double charge that takes longer to resolve.

• Check your bank transaction history first — confirm funds left your account.
• Do not send a duplicate transfer to resolve a delayed deposit.
• Contact support with the reference number, amount, method, and timestamp.